PAY SECURELY

In order to allow as many people as possible to benefit from our products, we provide you with several payment methods on the website www.horlona-montre.com.

Our payment methods range from online payment to payment by bank transfer.

Stripe as a payment intermediary:

Stripe is a payment processing platform that allows money to be transferred from a customer's bank account to Horlona Montre's account using a credit card transaction or other available payment method. It's an easy way to accept payments online.

Available to businesses in over 40 countries, Stripe accepts major debit and credit cards in over 130 currencies, as well as Apple Pay, Google Pay, and other local methods.

Payment by Bank Card:

For your security and ours, Stripe uses the -3 D SECURE- system What is 3D Secure? For your security and ours, Stripe uses the 3D SECURE system. 3D Secure, designed by Visa and MasterCard, is an international security protocol that aims to prevent the misuse of bank card information, for the benefit of the cardholder and the seller. This service strengthens the security of your online transactions by requiring authentication for each payment, thus guaranteeing that you are the legitimate owner of the card. This verification is carried out by entering a personal code during each transaction on partner sites. This protocol is known as "Verified by Visa" for Visa and "MasterCard Secure Code" for Mastercard. The Maestro and Solo systems have also adopted 3D Secure.

How does 3D Secure work?

1. Select the payment method by bank card

2. Enter your banking information in the payment form and validate

3. The information previously provided is transmitted to your bank

4. Your bank will send you a code (in most cases by text message).

5. Enter the code in the corresponding field and validate

6. Two scenarios are possible: if the code is correct, the transaction will be accepted and the buyer is redirected to the merchant's website. Otherwise, the transaction is canceled.

I am asked to enter a personal code for 3D Secure authentication. Is this normal?

Indeed, the essence of 3D SECURE is to ensure this security. Each bank has its own authentication methods: BNP Paribas: entering the customer's date of birth; and since July 2009, receiving a code via SMS. Crédit Agricole (including LCL): the customer uses a password that he established when he first connected. Société Générale: entering the customer's date of birth; and since September 2009, receiving a code via SMS. Banque Postale, Axa Banque and Caisse d'Épargne: the customer enters his date of birth. Crédit Mutuel and CIC: authentication via online banking identifiers, followed by entering a specific code from a "personal key card" (64-code grid where the correct code is selected according to the instructions on the site). BRED Banque Populaire: use of an Ipab authentication key in bank card format. Groupama Banque: the customer provides their name, home postal code and date of birth.

Stripe also offers payments via Paypal:

PayPal ensures the protection of your banking data by using the most advanced systems on the market to guarantee security and fight against fraud. With PayPal, your financial details are never shared with the seller. You can also benefit from a payment in 4x without fees with Paypal if you have had a valid account for more than 3 months. Transactions in 4x without fees are capped at €2000.

Horlona Montre offers payments by bank transfer:

By selecting this payment method, you will receive our company's bank details and the amount to be paid by email. Please transfer the amount of the order without forgetting to mention the order number in the transfer title.

Payment facility:

On Horlona Montre, all credit card payments are secured by SSL (Secure Socket Layers) encryption. For any refusal of payment, contact your bank. We do not have access to confidential information about you. Paypal payment up to 4 times: Paypal payment in 4 times is now available: buy what you need, when you need it and pay up to 4 times.